Mortgage Refinancing

Lock in a lower interest rate on your outstanding balance

Lower Monthly Payments

Lower your payments and potentially pay less interest.

Use Your Equity

Consolidate debt or pay for a home improvement.

Change Your Term

Select a shorter or longer repayment schedule.

Lock in a lower interest rate
Application Requirements

Qualify for a mortgage refinancing

Create an account in our online application platform. Here's what you'll need to apply for a mortgage refinancing.

  • Social Security number
  • Employer contact information
  • Estimated income, assets and liabilities
  • Details on the property you're interested in buying
Refinancing Benefits

Make a smart move for your money

Pay off your mortgage faster

Lower your interest rate and shorten your term to make it easier to pay off your mortgage early.

Consolidate debts

By rolling other debts into your mortgage refinancing, you can lock in a low interest rate for paying off all of them.

Gain stability

Convert your adjustable-rate mortgage to a fixed-rate mortgage with a short term and potentially end up paying less.

Homeowners Insurance

Keep your home and your family safe

Get the right homeowners insurance to meet your family's needs.
Home Equity Line of Credit

Put your home's equity to work

Tap into your home's equity for your next big purchase or renovation project.

Subject to credit approval.

Not applicable in all states.

Links to third-party websites may have a privacy policy different from Ed National Bank and may provide less security than this website. Ed National Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by Ed National Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.