Reverse Positive Pay
Fraud-prevention tools to simplify protection
Low Activity
For a low volume of check activity.
Simple
Easily review previous-day check images.
Prevent
Return checks paid from your account that appear fraudulent.
Simplify protection
Reverse Positive Pay simplifies account reconciliation activity related to checks presented for payment. This fraud management tool is available within Commercial Advantage and Digital Banking.
Review
Each business day you're presented with all paid checks from the previous business day in Commercial Advantage and Digital Banking.
Identify
Review all paid checks from the previous day and determine if they should be returned or rejected.
See the difference
Compare the differences between Check Positive Pay and Reverse Positive Pay.
Check Positive Pay |
Reverse Positive Pay |
|
|---|---|---|
Check Activity |
Moderate to high activity |
Low check activity |
Electronic File |
Send a list of your daily check run |
We send a list of checks presented for payment |
Check Matching |
We match presented checks against a history-to-date list of issued checks |
You match presented checks against a history-to-date list of issued checks |
Exceptions Notification |
Email notifications sent |
Email notifications sent |
Customer Check Approval |
We review checks presented and paid by bank. You decide to pay or return by 3:30 pm ET |
You review checks presented, paid by bank and decide to pay or return by 3:30 pm ET |
Fraud detection of physical checks (presented at branch) |
Service available |
N/A |
Payee Positive Pay |
Service available |
N/A |
Manage your business on the go
Manage your accounts from anywhere
Send and transfer money using ACH and wires
Receive account and security alerts
Manage your business on the go
Manage your accounts from anywhere
Manage your business on the go
Send and transfer money using ACH and wires
Manage your business on the go
Receive account and security alerts
