Compare Business Credit Cards

Earn cash back and rewards while you build your business

Here's a quick glance at our business credit cards to help you decide.

	Premium Rewards Visa	Rewards Visa	Cash Rewards Visa	Business Visa
Features	Unlimited earnings	Points on every purchase	Unlimited cash back	A steady, low rate
Bonus offer	50,000 bonus points after you spend $4,500 in the first 90 daysD	10,000 bonus points after you spend $3,000 in the first 90 daysD	$100 cash back after you spend $3,000 in the first 90 daysD	icon: sys-close
How much you earn	3 points for every $1 spent on restaurants, advertising and travelD 1.5 points for every $1 spent on all other purchasesD	3 points for every $1 spent on gasD 2 points for every $1 spent at restaurants and on travelD 1 point for every $1 spent on all other purchasesD	5% cash back on utilities and wireless phonesD for the first 12 months, then 3% 2% cash back on gas and office suppliesD 1% cash back spent on all other purchasesD	icon: sys-close
Purchase rate	18.24% to 27.24% variable APRD based on creditworthiness	16.24% to 25.24% variable APRD based on creditworthiness	16.24% to 25.24% variable APRD based on creditworthiness	14.24% to 23.24% variable APRD based on creditworthiness
Annual fee	$0 for first year, then $95D	$0	$0	$0
Foreign transaction fee	None	None	3%	3%
	Learn more about our small business accelerated earnings credit card	Learn more about our small business rewards credit card	Learn more about our small business cash rewards credit card	Learn more about our small business lowest interest credit card

What kind of business credit card rewards can you earn?

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Subject to credit approval.

These offers are valid on new accounts only. Ed National Bank considers the account new if opened a credit card within the last 15 months.

Bonus points for the Premium Rewards Business Visa will be awarded upon $4,500 in spend in the first 90 days after account opening. Bonus points for the Rewards Business Visa and cash back for the Cash Rewards Business Visa will be awarded upon $3,000 in spend in the first 90 days after account opening. Points and cash back will be awarded within 60 days of qualification. Limit one per company.

Purchases are defined as gross retail purchases less any returns or credits.

Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making reward offers to you. We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category.

APR (annual percentage rate). The Prime Rate used to determine your APR is the Prime Rate as published in The Wall Street Journal on the last business day of the preceding calendar month. The current Prime Rate as of December 30, 2022, is 7.50% and may vary in the future. The transaction fee for cash advances is $5 or 4% of the amount of the cash advance, whichever is greater. The transaction fee for foreign transactions is 3% (0% for Premium Rewards) of each transaction after conversion to US dollars.

The $95 initial annual fee will be waived the first year but charged to your Premium Rewards Business Visa account every 12 months thereafter.

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Bank deposit products are offered by Ed National Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.